At Graver Law, we help accident victims explore their options for securing compensation after a car accident. Let’s delve into what happens after a crash with an uninsured driver.
Is it Worth Suing an Uninsured Driver?
Car accidents are stressful enough, but they become even more complicated when the other driver doesn’t have insurance. If you’ve been in an accident caused by an uninsured driver, you may be wondering if it’s worth pursuing legal action. The short answer is maybe.
What Happens After a Crash with an Uninsured Driver?
Your immediate priority after an accident should always be your health.
Always seek medical attention first, even if you don’t feel immediate pain—some injuries take time to manifest. In fact, it may take anywhere from hours to days to weeks to feel the full effect of the impact.
Once you’ve addressed your medical needs, then you can proceed with the aftermath inevitably caused by a car accident.
It’s natural that you may start to worry about paying for mounting medical bills, high-cost car repairs, and even lost wages.
So, who will pay for all of this?
Suing an Uninsured Driver
At first suing an uninsured driver might seem like the best course of action. However, you might not be able to recover all your damages, if you do.
For instance, it’s important to consider whether the uninsured driver has the financial resources to pay a judgment. They probably don’t have insurance for a reason. They may also lack any significant assets, making it difficult to collect any awarded damages.
There are several Challenges that come with Suing an Uninsured Driver, such as:
- Time-consuming legal processes – Lawsuits can take months or years to resolve.
- Difficulty collecting damages – Even if you win, the uninsured driver may not have the means to pay.
- Ongoing financial strain – case related bills of time and money will continue to accumulate on top of your other accident-related bills.
Many law firms and/or accident victims will not pursue suing an uninsured motorists for these reasons.
Other Avenues for Compensation
You may still be able to recover compensation without suing an uninsured driver.
Uninsured Motorist (UM) Coverage
Many insurance policies include UM coverage, which provides the insured with compensation if hit by an uninsured driver. This coverage may help pay for medical expenses, lost wages, and pain and suffering.
Personal Injury Protection (PIP) Coverage
If you live in a no-fault state like Florida, PIP insurance covers all injured drivers involved in an accident up to $10,000. It may cover a good portion of your medical expenses and lost income, regardless of who was at fault.
How Graver Law Can Help
Navigating an uninsured motorist claim or legal case can be complex. That’s why having a skilled personal injury attorney on your side is essential.
At Graver Law, we:
- Investigate the accident and identify all potential compensation sources.
- Negotiate with insurance companies to maximize your claim.
- Represent you in court if legal action is necessary.
Pursuing compensation after an accident with an uninsured driver can be challenging, but you don’t have to face it alone. At Graver Law, we help accident victims explore all available legal options, including filing Personal Injury Protection (PIP) claims and negotiating with insurance companies to cover medical expenses, lost wages, and other damages. While suing an uninsured driver may not always be the best course of action, there are still ways to seek financial recovery. If you’ve been injured in an accident with an uninsured driver, contact Graver Law today for a free consultation. We are committed to protecting your rights and helping you move forward.
📞 Call us at (561) 228-7820
📧 Email us at info@graverlaw.com
🌐 Visit us at www.graverlaw.com
